I have often thought to myself, "first thing we do, let's shoot all the insurance companies." I mean, I don't really think it would help, but I still sometimes feel the sentiment anyway, because for fuck's sake.

(I sympathise so much because I have for the past decade had to, once a year, call my insurance company up and tell them that I have, still, not gotten any other insurance, assholes, and would you please process all of my claims already.)

Insurance companies are awful. I am glad you got it sorted, in the end, but it's awful that you had to deal with it at all.