I live in Florida, and we have a surfeit of frogs, especially in the summer. They come in two varieties: little tree frogs in fluorescent green that stick to your window all night like suction-cup toys, and fat brown toads who sit out on the sidewalks (to soak up the heat I guess). They bigger won't budge even if you walk up right beside them. They probably figure they've got you outnumbered anyway. They really are everywhere at night. And when it rains, oh man, they'll strike up a chorus that's absolutely deafining.

Possibly due to the fact that Floridians have frogs on the brains, I once wrote a story (http://www.dontbeafraid.net/) about one.