I know what you mean! Though you do often ultimately turn out plots, whereas I have yet to do so...
(Did I tell you about the dream where a young Rudyard Kipling went back in time to rescue Jane Austen from herself, only of course she didn't need rescuing, and somehow they ended up crashing and/or hiding out for the night in the house of a young-and-solipsistically-exuberant Winston Churchill and his calmer-and-saner wife? I'm not sure where magic fit into this, though I think Kipling had training in it and Churchill at least knew about it and if Austen hadn't it was only because magic in this world had a particularly metropolitan, international-person-of-mystery-and-formal-education spin to it that she would have been less likely to cross paths with. (This may have been part of why Kipling mistakenly thought she needed rescuing from her life.) And the Titanic was involved somehow.)
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(Did I tell you about the dream where a young Rudyard Kipling went back in time to rescue Jane Austen from herself, only of course she didn't need rescuing, and somehow they ended up crashing and/or hiding out for the night in the house of a young-and-solipsistically-exuberant Winston Churchill and his calmer-and-saner wife? I'm not sure where magic fit into this, though I think Kipling had training in it and Churchill at least knew about it and if Austen hadn't it was only because magic in this world had a particularly metropolitan, international-person-of-mystery-and-formal-education spin to it that she would have been less likely to cross paths with. (This may have been part of why Kipling mistakenly thought she needed rescuing from her life.) And the Titanic was involved somehow.)